5 Best Financial Advisors in Birmingham for Savvier Money Moves
I’ve had enough chats with mortgage brokers to know that money jargon can make a simple decision feel like homework. I now want good advice that can take a lot of the guesswork out of it.
I know that the best financial advisor in Birmingham should make things clearer, not leave you Googling every third sentence. Ideally, you leave the meeting feeling more organised and a little less suspicious of spreadsheets.
That’s why I’ve rounded up Birmingham firms that can help with pensions, tax planning, investments, and wider wealth management.
How much does it cost to hire a financial advisor in Birmingham?
Financial advisors in Birmingham typically charge £150 to £300 per hour. This works well for one-off advice, such as reviewing a pension.
A fixed project can cost around £1,000 to £5,000+. This is more common for detailed work, such as inheritance tax or retirement planning.
For ongoing investment management, upfront fees may run from 1.5% to 3% of your assets. Annual management fees are typically around 0.5% to 1%.
Your final bill will depend on how complex your finances are. Always ask whether the quote includes initial advice, implementation, and ongoing reviews.
1. Gemini Wealth Group
- Website
- Address: Gemini House, 71 Park Rd, The Royal Town of Sutton Coldfield
- Contact: +44 121 354 2700 / [email protected]
- Hours: Monday-Thursday, 8:30 AM – 5 PM | Friday, 8:30 AM – 1 PM
What I like about Gemini Wealth Group is that they don’t treat financial planning as a numbers-only exercise. Their approach starts with your goals and lifestyle, which makes the whole process feel a bit less spreadsheet-heavy.
They cover financial planning and investment management, while Gemini Legal Services handles things like Wills, Lasting Powers of Attorney, and estate matters.
That joined-up setup is handy if your finances and legal planning tend to overlap.
Their investment range includes Dynamic and Passive portfolios, with ESG-focused options available across different risk levels. It gives you a fair bit of choice without making the menu feel endless.
The main drawback is accessibility outside standard working hours. They close at 1 PM on Fridays and don’t open at weekends, which may be awkward if weekdays are already packed.
Customer Reviews
Sound, Friendly Financial Advice from Jane
Our adviser is Jane Instone, and she has always given us sound advice. She goes above and beyond the call of duty to ensure that our finances meet our needs and does so in a friendly, approachable manner. We can strongly recommend the services provided by Gemini Wealth Management.
- William Londesborough, Google Review
Clear Guidance for Long-Term Financial Planning
We have always received excellent advice over the years that we have dealt with Gemini Wealth Management. Jane Instone has always been very professional, extremely knowledgeable in all aspects of the financial advice we have needed. She always listens and understands our goals for the future and explains our options clearly. The advice has made us feel confident about our finances in the future, and we know we would only have to call, and she would be happy to answer if we have a problem/query.
We would highly recommend the company to anyone who needs reliable and accurate financial advice.
- Gail Williams, Google Review
2. Southcote Financial Limited
- Website
- Address: 30A The Green, Kings Norton
- Contact: 0121 661 7014 / [email protected]
- Hours: Monday-Thursday, 9 AM – 8 PM | Friday, 9 AM – 5 PM | Saturday-Sunday by appointment
What caught my eye about Southcote Financial is the extra review step built into its advice process. Recommendations are vetted and third-party audited before they reach clients, which adds a reassuring layer of scrutiny.
The firm uses tiered initial fees, with lower percentage bands applying as portfolio values rise.
It also works with specialist clients, including sports professionals and business owners, so the advice can get fairly tailored.
I like that the structure feels more considered than one-size-fits-all planning. The later weekday hours are handy too if squeezing money talk into a standard 9-to-5 sounds impossible.
The main catch is the £1,250 minimum initial advice fee, which may feel steep for smaller portfolios.
Weekend meetings are appointment-only as well, so spontaneous Saturday planning sessions aren’t really on the cards.
Customer Reviews
Clear, Personalised Pension Advice from Alexander
Alexander Matthieu has provided my husband and me with excellent advice and guidance regarding our pensions. He offers invaluable clarity while tailoring his recommendations to what is truly right for us. Professional, knowledgeable, and incredibly approachable, Alex always leaves us feeling more confident after every meeting
- Jeanette Walker, Google Review
A Well-Explained Pension Plan and Ongoing Support
I have been receiving financial advice from Will at Southcote Financial for quite a while. When I requested help with my pensions, Will recommended Alexander Matthieu to me.
Alexander put a plan together for me, which I am very pleased with.
I have recently had my policy annual review with Alex, and as usual he has explained everything very clearly to me and offered some great advice on other financial matters.
I am very pleased with the service I receive from Southcote and Alexander and highly recommend them.
- Malcolm Lennon, Google Review
3. Jordan Financial Management
- Website
- Address: The Guildhall, 32 Lichfield Rd, The Royal Town of Sutton Coldfield
- Contact: +44 121 321 3055 / [email protected]
- Hours: Monday-Thursday, 9 AM – 5 PM | Friday, 9 AM – 4:30 PM
What I like about Jordan Financial Management is that it feels geared towards people whose finances have a few moving parts. With more than 25 years of experience, the team works with professionals including GPs, consultants, and surgeons.
Their SmartPlan and SmartInvest frameworks cover financial planning and investment strategy without making everything sound unnecessarily complicated.
They can help with pensions, retirement planning, estate matters, and long-term care costs too.
I especially like that they’re used to coordinating with solicitors and accountants when things get more involved. That can save a fair bit of back-and-forth when several advisers are in the mix.
The main catch is that they generally target clients with at least £250,000 in investable assets.
They close at 4:30 PM on Fridays and don’t open on weekends either, so appointment flexibility is limited.
Customer Reviews
Trusted Financial Guidance Across Generations
For many years now, Neil has provided excellent advice to organise our financial affairs and associated matters. Now as we approach our senior years, the emphasis is on protecting our investments and providing for our children and grandchildren. Everything is always thoroughly explained in easily understood terms. We are extremely grateful to Neil and all at JFM for many years of advice, and it is very reassuring that the same excellent advice is now being given to our children and their families.
Thank you to all at JFM.
- Richard Bruce, Google Review
Thorough, Personalised Advice Backed by Investment Analysis
John reviewed my current financial situation very thoroughly with me, taking into account my current and future needs. Any suggestions for changes he made, he backed up by showing me graphs tracking my investments, along with a very clear and thorough justification. He gave me plenty of opportunities to ask questions and discuss any financial queries I had. Every time he offered advice, I felt he was really thinking about my best interests and listened very carefully to me.
- Marguerita Dixon, Google Review
4. Masterplan Wealth
- Website
- Address: Unit 8, Trinity Place, Midland Drive, Sutton Coldfield
- Contact: 0121 355 0905 / [email protected]
- Hours: Monday-Friday, 9 AM – 5 PM
What I like about Masterplan Wealth is that they seem genuinely comfortable with the financial messiness that comes with running a business.
Director John Draper’s entrepreneurial background gives the firm a practical edge when helping owners plan for retirement or a future exit.
Their cash flow modelling is useful for testing different scenarios before you make a big decision. That makes retirement planning feel a bit more concrete and a lot less like educated guesswork.
I’m also a fan of the fact that mortgage advice sits under the same roof. It makes it easier to connect wider financial planning with property finance without bouncing between firms.
The main drawback is that their corporate services are clearly geared towards SME owners rather than big companies.
Weekend closures are another snag if your weekdays are already packed.
Customer Reviews
Clear Guidance on Financial Planning and Pensions
I have been advised by Masterplan for well over a year now & I am very impressed with the service I have received. Joe has given me clear & actionable insights and guidance about financial planning and pensions, which have been excellent. I would recommend Masterplan as a business, and Joe as an advisor, to anyone seeking future planning & pensions advice.
- Robin Turton, Google Review
Straightforward Life Insurance Advice and Support
I had the pleasure of meeting Mark last week to discuss my requirements for a life insurance policy. He was very polite and very knowledgeable in understanding the requirements in respect of my policy. He explained in easy terms my available options, ensuring that all the conditions were understood. I would highly recommend Mark to anyone seeking advice about financial arrangements.
Thank you, Mark, for your very helpful advice. I feel very reassured with the policy I now have.
- Marie Kelly, Google Review
5. Wesleyan
- Website
- Address: Colmore Circus
- Contact: 0808 149 9416 / 0800 092 1990
- Hours: Monday-Friday, 9 AM – 6 PM
What I like about Wesleyan is that they don’t try to be everything to everyone. Their advisers are geared towards doctors, dentists, and teachers, so they’re used to the pension quirks and career twists that come with those professions.
That specialist focus extends to practice owners too, with support around buying or selling a practice, partnership planning, business finance, and locum cover.
Their webinars, guides, and online resources are useful if you like doing a bit of homework before speaking to an adviser.
It feels especially well suited to people whose careers come with their own financial rulebook. Having profession-specific advice can make complicated planning feel a lot less baffling.
The catch is that people outside healthcare and education may find the setup less tailored. The Birmingham office is closed on weekends too, which limits appointment flexibility.
Customer Reviews
Expert Financial Advice Supporting an Earlier Retirement
We received excellent advice and service from our Wesleyan Financial advisor, Colin and would definitely recommend his services. We started receiving financial advice from him several years before our retirement and his expertise has been invaluable throughout. It enabled us to make informed choices and the decision to retire earlier than we had previously thought we could. He was interested in finding out about our attitudes to life and finances, answered our many questions and explained finances and investments clearly so we were able to make smart investment choices to meet our individual needs.
- Selina Smyth, Google Review
Tailored Financial Guidance for Medical Professionals
Jeremy Holt has provided me with financial advice for several years. During this time, he has comprehensively reviewed my financial affairs, brought my cover up to date, and guided me through the ever-changing financial landscape specifically affecting medical professionals.
I have been impressed with his organisation and thoroughness, together with the detail in his tailored financial advice.
He is professional and knowledgeable as well as pleasant to deal with, and I am confident in his abilities and trustworthiness. I am happy to recommend his services.
- Robert Ley, Google Review